Merite Mortgage International Brokers Ltd. Privacy Policy

RITE there with YOU!

At all times, you can rest assured that our service will be professional, confidential, and responsive. Your privacy is important to us.

Collection and Use of Information
If you apply for a mortgage using our downloadable mortgage application, we require that you provide certain personally identifiable information, including your name, address, phone number, email, social insurance number and current employment information. This information is necessary to process your application and to contact you.
By submitting an application, you warrant and confirm that the information given in the mortgage application form is true and correct and that you understand that it is being used to determine your credit responsibility. You give us authorization to obtain any information we may require for these purposes from other sources (including, for example, credit bureau) and each such source is authorized to provide us with such information. The information given in the mortgage application form as well as other information we obtain in relation to your credit history may be disclosed to potential mortgage lenders, financial intermediary and mortgage insurers, organizations providing technology or other support services required in relation to the application and any other parties with whom you propose to have a financial relationship.

Guidelines for Disclosure of Information

a) Merite Mortgage International Brokers Ltd., may provide information to credit bureau agencies, financial institutions, insurers, private investors, creditor life company etc.
b) Merite Mortgage International Brokers Ltd. shall use the information to determine your financial situation for purposes related to services that you have requested from Merite Mortgage International Brokers Ltd. Merite Mortgage International Brokers Ltd. may also provide the information to others that work for Merite Mortgage International Brokers Ltd., but only as needed for the provision of those services.
c) Merite Mortgage International Brokers Ltd. shall use your social insurance number as an aid to identify you with credit bureau agencies and financial institutions for credit history file matching purposes.
d) Merite Mortgage International Brokers Ltd. may use your information to promote Merite Mortgage International Brokers Ltd. services to you.

Mortgage International Brokers Ltd. will not use or disclose personal information for purposes other than those for which it was collected, except with the consent of the individual(s) or as required by law. Files are kept for the length of time as required by law.

Legal Disclaimer
This web site and all of the information it contains are provided “as is” without warranty of any kind, whether express or implied. all implied warranties, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, and non infringement, are hereby expressly disclaimed.

We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our website.

Links to Other Sites
This website contains links to other sites that are not owned or controlled by Merite Mortgage International Brokers Ltd. Please be aware that we, Merite Mortgage International Brokers Ltd., are not responsible for the privacy practices of such other sites.
We encourage you to be aware when you leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies only to information collected by this website.

If you have any questions about security on our website, you can send email us at marketing@meritemortgage.com

Terms Of Use
In the event of errors or omissions in any information, Merite Mortgage International Brokers Ltd.'s sole responsibility shall be to use its best efforts to correct, by the issue of a corrected release, any errors or omissions which it or any of its employees, servants or agents may have made, negligently or otherwise, in transmitting copy accurately and which are brought to its attention. Without limiting the generality of the foregoing, in no event shall Merite Mortgage International Brokers Ltd. or any of its servants, employees or agents be liable in contract, tort or otherwise to any person (including, without limitation, the subscriber) for any loss, damage, injury, liability, cost or expense of any nature (including, without limitation, direct, indirect, consequential, incidental, special and punitive damages) which such person may suffer or incur as a result of any such errors or omissions or any delays in transmission or non-transmission.

Your Acceptance Of These Terms

By using this site, or by submitting personal information to us, you signify your agreement to Merite Mortgage International Brokers Ltd.'s Privacy Policy and Terms Of Use. From time to time we may change or update our privacy policies. It is your responsibility to check back regularly to inform yourself of such changes. Your continued use of www.meritemortgage.com following the posting of changes to these terms will be deemed as your acceptance of those changes.
The foregoing policies are in effect as of April 1, 2016. Merite Mortgage International Brokers Ltd. reserves the right to change this policy statement at any time by posting the revised policy on this website. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

If you have any further questions or concerns, please contact:

Cheryl Geness
Broker/Managing Director
Merite Mortgage International Brokers Ltd.
4711 Yonge St, 10th floor
Toronto, ON M6N 6K8
t. 647-494-0094
f. 1-866-417-0095
e. cgeness@meritemortgage.com